How to Check Bank Account Balance With Account Number

 SMS BANKING

Features

SMS Banking service provides instant notification about your transactions as and when it happens. It helps you to keep a watch on your account with a round the clock service. Every debit or credit in your account over a limit desired by you is intimated by SMS. Now, with SMS Banking service, you are always in a position to detect unauthorized access to your account Additionally, SMS banking also helps you to know your balances and mini statements instantly by just sending an SMS.

FEATURES : Safety :  All transactions above a value desired are intimated to you as and when they happen, so you are always kept updated on your transactions. Convenience : No need to queue in at branch or ATM to check your account. Updates :Get automatic updates on deposits/loan installments due, interest rate changes and new products. Availability : This service is available from anywhere in the world, even when you are on the move.

HOW TO APPLY

To register, call our 24X7 Call Center or contact Branch. Please keep your Account Number or Debit Card number readily available when calling us.

HOW TO USE : ATM DEBIT CARDS  using long code 09223008486 REQUEST KEYWORD and EXAMPLE To Block ATM Debit Card UBLOCK<space>Last four digit of debit card Number (e.g.UBLOCK<space>1234sent to 09223008486) BANKING INFORMATION  using long code 09223008486 Balance Enquiry Primary account balance :UBAL (e.g.UBAL sent to09223008486) Other account balance :UBAL<space>Account number (e.g.UBAL<space>566802071234567sent to 09223008486) Mini Statement Primary account statement :UMNS (e.g.UMNS sent to 09223008486) Other account statement :UMNS<space>Account number (e.g. UMNS<space>566802071234567sent to 09223008486) Cheque status If cheque is from Primary account:UCSR<space>cheque number (e.g.UCSR 51236985sent to 09223008486) If cheque is of other account: UCSR <space> cheque number<space>Account number (e.g. UCSR<space>51236985 566802071234567sent to09223008486) Door Step Banking UDSB (e.g. UDSB sent to 09223008486) Know the nearest branch UBRANCH<space>PinCode<space>Location/city (e.g. UBRANCH<space>400076<space>Powai  sent to 09223008486) Know the nearest ATM UATM<space>PinCode<space>Location/city (e.g. UATM<space>400076<space>Powaisent to 09223008486) Aadhaar ID seeding  using long code 09223008486 Aadhaar number seeding UID<space>AccountNumber<space>Aadhaar Number (e.g.UID<space>566802071234567<space>234567891234  sent to09223008486) Balance on Missed Call Service on 09223008586 Missed Call Service Customers can get their primary account balance by giving Missed call to 09223008586.

CHARGES AND FEES Rs.15 per quarter.

FAQs

1. Who can avail this facility? All customers of Bank having Savings & Current A/c may avail this facility.

2. How do I register for the facility? Presently, the registration is available on filling up a form and its submission at your branch. The form is available on our website, at branches and also ATM outlets.

3. Can I have more than 2 accounts linked for the facility? All accounts of a given Customer (same Customer ID) can be linked to this facility

4. For alerts on loans and deposits, do I have to register these accounts? No. The customer ID related to your primary account will have loans and deposit accounts linked to it. You will get alerts linked to all such accounts.

5. What is the benefit to me from SMS Banking? You get alerts on transactions at branch, through ATM/Online portals/ Point of Sale (PoS) machines or e-banking immediately as they happens. This enables you to know about any unauthorized transaction to your account. Besides, you can also pull balances, mini statement, block ATM card, Locate Branch/ATM and cheque status any time you want.

6. Can I use my existing mobile phone to receive alert messages? Yes. All types of mobile phones can be used to receive alert messages

7. Do I incur any expenditure when I do a balance/transaction /cheque status enquiry? Yes. The normal tariffs of mobile service operators apply to you when you do a pull transaction.

8. Are there any charges from Bank? Rs.15/- per quarter

9. Can I change my mobile Number and still continue to avail the service? Yes, You have to inform the new mobile Number to your branch.

10. What if my account is a Joint account? In the case of Joint accounts, all the joint customers need to sign in the application form

11. Can I terminate this service? Yes. You can terminate this service by giving an application to the branch

How to Check Bank Account Balance With Account Number

Source: https://www.unionbankofindia.co.in/english/personal-alternate-smsbanking.aspx

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