How to Open a Non Resident Bank Account in Switzerland

Non-Resident Banking

Looking to do your banking in South Africa while living in another country? We have the one-stop solution for you.

Some of the benefits

Specialised services

As a non-resident, you can easily apply for a transactional account, savings and investment account, or a loan

Online banking

Manage your assets and financial interest in South Africa online, wherever you are in the world

Low cost

Pay no VAT on banking fees as long as you're living and transacting outside of South Africa

Convenience

Switch your account to a local financial solution at your nearest branch when you visit South Africa

South Africans may only open a Non-Resident bank account once they've formally emigrated. However, you can open a Foreign Currency account before you leave the country.

If you're still in the process of emigrating from South Africa, we can also help you with exchange control law compliance if you complete and send the following forms to [email protected]

  • Emigration declaration (letter of confirmation)
  • (SARB application for foreign capital allowance)


You'll also need to provide us with:

  • Tax clearance certificate
  • Certified copy of your passport
  • Certificate of Citizenship or Permanent Residency
  • Documents of title pertaining to all your South African owned assets


For a better understanding of everything, you'll need to take up residence in any country outside the Common Monetary Area*. You can also download our guide to emigration.

*South Africa, Namibia, Lesotho and eSwatini

The bank fees you'll pay depends on the type of account you choose and the type of transactions you make.

  • Annual fee for safe custody and share-related transactions: R447
  • Mail and electronic applications fee: R410 per hour or part thereof
  • Renewals fee: R1 050
  • Handling fee inheritance by non-resident/emigrant to cover cost of documents, wills, and distribution lists: R230
  • Outward International Payments (excluding travel related transactions) sent to parties outside the Common Monetary Area ‒ foreign currency and Rand: 0.50%

See 2021 pricing guide

Can I open an account for foreign currency?
Yes. You check your eligibility on our international bank accounts page and we'll be in touch.

How do I update my information once I have a Non-Resident account?
Send an email to [email protected]and we'll assist you.

Can I open a savings and investment account?
Yes, we have a range of options available to you. You can easily apply online for one of our Savings and Investment  accounts

Can I open a Non-Resident bank account at any South African branch?
Yes, if you bring all the required documents with you.

Can Standard Bank offer any help if I'm planning to emigrate from South Africa?
Yes, we can help you with the emigration process.

  • What we can offer you

  • Help emigrating

  • What it costs

  • DOCUMENTS REQUIRED

  • FAQs

South Africans may only open a Non-Resident bank account once they've formally emigrated. However, you can open a Foreign Currency account before you leave the country.

If you're still in the process of emigrating from South Africa, we can also help you with exchange control law compliance if you complete and send the following forms to [email protected]

  • Emigration declaration (letter of confirmation)
  • (SARB application for foreign capital allowance)


You'll also need to provide us with:

  • Tax clearance certificate
  • Certified copy of your passport
  • Certificate of Citizenship or Permanent Residency
  • Documents of title pertaining to all your South African owned assets


For a better understanding of everything, you'll need to take up residence in any country outside the Common Monetary Area*. You can also download our guide to emigration.

*South Africa, Namibia, Lesotho and eSwatini

The bank fees you'll pay depends on the type of account you choose and the type of transactions you make.

  • Annual fee for safe custody and share-related transactions: R447
  • Mail and electronic applications fee: R410 per hour or part thereof
  • Renewals fee: R1 050
  • Handling fee inheritance by non-resident/emigrant to cover cost of documents, wills, and distribution lists: R230
  • Outward International Payments (excluding travel related transactions) sent to parties outside the Common Monetary Area ‒ foreign currency and Rand: 0.50%

See 2021 pricing guide

Can I open an account for foreign currency?
Yes. You check your eligibility on our international bank accounts page and we'll be in touch.

How do I update my information once I have a Non-Resident account?
Send an email to [email protected]and we'll assist you.

Can I open a savings and investment account?
Yes, we have a range of options available to you. You can easily apply online for one of our Savings and Investment  accounts

Can I open a Non-Resident bank account at any South African branch?
Yes, if you bring all the required documents with you.

Can Standard Bank offer any help if I'm planning to emigrate from South Africa?
Yes, we can help you with the emigration process.

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How to Open a Non Resident Bank Account in Switzerland

Source: https://www.standardbank.co.za/southafrica/personal/products-and-services/bank-with-us/foreign-nationals/non-residents

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